If you’re self-employed, getting a mortgage can be challenging. Our blog posts in this category cover everything from how to improve your credit score to how to demonstrate your income to lenders. We’ll help you understand the unique challenges faced by self-employed individuals and how to overcome them.
The business of being a landlord is changing fast. HMRC have made it difficult for Landlords to make a “profit” from rental for Landlords who have a mortgage. With rising interest rates, the gap between payments and rental has closed and in some cases, after tax, the rent may not cover the mortgage. Landlords are […]
The increasing Struggles of being a Landlord. Read More »
The Bank of England base rate has been increased to 5.0% following todays meeting of the MPC. We understand that our mortgage customers will be concerned about future increases in their mortgage payments. It has never been more important to speak to us if you have concerns about the affordability of your home going forward.
We can help with rising rates. Read More »
The Bank of England just increased the Base Rate: What does this mean for your mortgage payments? Date: 23rd March 2023 Author: Prospect Tree Mortgages The Bank of England‘s Monetary Policy Committee (MPC) recently announced that the base rate has been increased to 4.25%. This news has raised concerns for many homebuyers and those looking
Why CIS Contractors Need Specialised Mortgage Help: Exploring Your Options Are you a self-employed CIS contractor looking to buy a home? If so, you may know how challenging it can be to secure a mortgage that meets your needs. As a self-employed individual, you face unique challenges that can make it more difficult to qualify
Why CIS Contractors Need Specialised Mortgage Help: Exploring Your Options Read More »
Why partnering with Prospect Tree Mortgages is a Win-Win for Your Business At Prospect Tree Mortgages, we understand the importance of finding the right mortgage for your clients. With over 300 five star reviews, our clients can trust in our ability to provide a stress-free and effective process. As an independent broker, we have access
Referring to Prospect Tree Mortgages Read More »
Pros & Cons: Tracker Rate Mortgage vs Fixed Rate Mortgages What are the different types of mortgage? When it comes to taking out a mortgage as a First-time Buyer is the United Kingdom, there are two main types of mortgage rates to consider: fixed rate mortgages and tracker rate mortgages. Each type of mortgage has
Pros and Cons: Tracker Rate Mortgage vs Fixed Rate Mortgage Read More »
Why partner with Prospect Tree Mortgages Working with Prospect Tree Mortgages an be a great opportunity for businesses, particularly those in estate agency, accounting, and legal industries. By partnering with us, these businesses can offer their clients a high-quality mortgage advice service, while also earning a share of the commissions generated through lenders and insurance
Why partner with Prospect Tree Mortgages? Read More »
Key Differences between Tracker-Rate and Fixed-Rate Mortgages: Understanding the Pros and Cons for UK Homebuyers – Prospect Tree Mortgages When it comes to obtaining a mortgage, one of the biggest decisions a homebuyer will make is choosing between a tracker rate and a fixed rate mortgage. Both types of mortgage have their own set of
