September 2026

The Mortgage Rate Isn’t the Only Number That Matters

The Lowest Rate Doesn’t Always Tell the Whole Story It’s completely understandable that mortgage rates receive so much attention. When you’re borrowing hundreds of thousands of pounds, even a small difference in interest rates can affect your monthly payments. But focusing solely on the headline rate can sometimes mean missing other important parts of the […]

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Has Your Life Changed Since You Took Out Your Mortgage?

Your Mortgage May Still Be the Same, But Your Life Probably Isn’t When most people take out a mortgage, they understandably focus on getting the purchase completed or securing a new deal. Once everything is in place, the mortgage often becomes something that sits quietly in the background until the fixed rate is due to

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Who Should You Tell When You’re Thinking About Moving House?

Why Your Mortgage Adviser Should Probably Be One of Your First Calls Thinking about moving house is exciting. You start looking at properties online, perhaps visit a few estate agents and begin imagining what life could look like in your new home. But before you fall in love with a property, there’s one conversation we

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Should I Move, Remortgage or Stay Put?

Sometimes the Best Mortgage Decision Is Not to Do Anything If you’ve been in your home for several years, you may find yourself wondering whether it’s time for a change. Perhaps your family has grown. Maybe you’ve built up some equity. Your current mortgage deal might be coming to an end. Or perhaps you’re simply

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