Will The Base Rate Increase Again This Week? The Bank of England’s Monetary Policy Committee (MPC) is set to discuss the base rate again on February 2nd and experts predict an increase of between 0.25 and 0.5 percentage points. Although this could mark the 10th increase to the base rate in just over a year, …
Buy or Fly: A First-time Buyer Dilemma My name is Holly and I am a student at the University of Derby. For a while now I have been trying to decide between using my savings to travel the world, expanding my horizons, or do the ‘sensible’ thing and put it towards my mortgage deposit and …
Why partnering with Prospect Tree Mortgages is a Win-Win for Your Business At Prospect Tree Mortgages, we understand the importance of finding the right mortgage for your clients. With over 300 five star reviews, our clients can trust in our ability to provide a stress-free and effective process. As an independent broker, we have access …
Pros & Cons: Tracker Rate Mortgage vs Fixed Rate Mortgages What are the different types of mortgage? When it comes to taking out a mortgage as a First-time Buyer is the United Kingdom, there are two main types of mortgage rates to consider: fixed rate mortgages and tracker rate mortgages. Each type of mortgage has …
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Why partner with Prospect Tree Mortgages Working with Prospect Tree Mortgages an be a great opportunity for businesses, particularly those in estate agency, accounting, and legal industries. By partnering with us, these businesses can offer their clients a high-quality mortgage advice service, while also earning a share of the commissions generated through lenders and insurance …
Inflation Dip in UK: What it Means for Mortgage Rates and Household Finances The latest data from the Office for National Statistics (ONS) reveals that inflation in the UK was 10.5% in December, which is a slight decrease from the 10.7% reported in November. This marks the second consecutive monthly fall in inflation, which is …
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Maximising Returns on Investment: A Guide to Buying and Financing a Holiday Let Property Written by Prospect Tree Mortgages & Idyllic Retreats Investing in a holiday let property in the UK an be a great way to earn additional income and make use of a property that may otherwise sit unused for much of the …
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Financial Education Workshops – Prospect Tree Mortgages At Prospect Tree Mortgages, we understand the importance of financial education and are proud to offer a variety of workshops to help individuals and businesses better understand their finances. One of our popular offerings is our Financial Services Workshops, where we provide comprehensive information on a variety of …
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Key Differences between Tracker-Rate and Fixed-Rate Mortgages: Understanding the Pros and Cons for UK Homebuyers – Prospect Tree Mortgages When it comes to obtaining a mortgage, one of the biggest decisions a homebuyer will make is choosing between a tracker rate and a fixed rate mortgage. Both types of mortgage have their own set of …
10 Tips for First Time Buyers Buying your first home can be an exciting yet overwhelming experience. From saving for a deposit to understanding your credit score and navigating the mortgage application process, there are many things to consider. To help make the process a little easier, we’ve put together a list of 10 tips …
