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Move home with Prospect Tree Mortgages

Home mover mortgages

Moving home is an exciting time. At Prospect Tree, we will be by your side to give you the best advice when securing a mortgage on your new home.

With access to the whole market and being independent, we are perfectly placed to find the right solution for your individual requirements and circumstances. We can put you in contact with one of our highly recommended conveyancers so you know the legal side of your house move will also be in safe hands.

Will I pay a penalty?

You may be tied in with your current lender as you are still within a fixed rate period with penalties, in this instance we can look at staying with your current lender and “porting” your current mortgage with a top up amount if required.

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Nowadays many mortgages are “portable”. However, this will all be subject to affordability and your lender’s current lending criteria, it could be that the lender might find the type of property you want to buy unacceptable. When we ask your lender to “port” your mortgage, we are effectively reapplying for the borrowing.

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Why choose us?

We will take the stress out of all of these potential scenarios by looking at the best possible mortgage solution for you. It might be that a new lender is recommended to make you move possible. If the lender has tightened their affordability rules, then you might not be able to borrow the amount the amount you need. You may need to consider using another lender instead.

Rating: 5 out of 5.

” Been great working with Graeme and Fred, always been helpful, talking me through everything I needed to know and told me what to expect from the solicitors and estate agents always giving helpful advice at every step. Will be recommending to everyone moving house”

R Kennet Reviews.io

Moving home is not only stressful – it’s expensive. It is important to factor in potential additional costs such as stamp duty, conveyancing costs and legal fees, agency fees for selling your property and removal costs. Put your trust in us to help you make that move.

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0800 8620 840

Prospect Tree Mortgages, Acorn Barn, Wembdon Business Park, Smeeth
Ashford, Kent, TN25 6SZ

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