header-bg
Specialist Mortgage Products

If you’ve tried the high-street mortgage lenders and still can’t find what you are looking for, we are sure you will find it here. Our team are mortgage experts, and have access to products that you won’t find on the high-street. Talk to us today to find out about the specialist products that are on offer.

Your home may be repossessed if you do not keep up repayments on your mortgage

Browse Specialist Products

city view during night

Bridging Loans

Bridging Loans are available to those who need finance fast. If you’ve bought a property at auction or are worried that you may lose your onward purchase due to a chain collapsing, bridging finance could be the answer.

brown wooden house infront of swimming pool under blue sky

Large Loans

If you want to purchase a particularly special property, you may find that high-street lenders are unable to offer enough of a mortgage for you to complete. We specialise in finding large loans for special homes.

Equity Release

Learn more about Life-time mortgages and Equity Release products here. Many are concerned about Equity Release, so read more information and contact us if you would like information to make an informed decision.

Joint Borrower, Sole Proprietor

Joint Borrower, Sole Proprietor mortgages are products which allow someone else to join you on the mortgage to increase your affordability without being on the title deed. These products are becoming increasingly popular.

Contact us

If you are unsure what product you are looking for, then get in touch with one of our expert brokers. They will be able to find advise which sort of mortgage could be suitable for your circumstances.


Posted on Google Google
Tracey J profile picture
Tracey J
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
2nd time using prospect mortgages and would highly recommend them. Superb fast and easy service from start to finish
Posted on Google Google
vas n profile picture
vas n
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Matt is brilliant. Very well organised, sends timely reminders and goes through all the details. Not pushy.
Posted on Google Google
julie brodie profile picture
julie brodie
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Matt was able to give all the advice I needed in a reassuring and knowledgeable way. Answered all my questions, reiterated when required. Need advice - have confidence in Matt
Posted on Google Google
Kiemia Farrow profile picture
Kiemia Farrow
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
We have had such a fabulous experience with Phil from start to finish. He was so detailed, knew how best to support us and advised us in as many ways he could. He helped us secure a great rate mortgage despite it being a challenging time in the market and we are very grateful for his help. Highly recommend. Thanks Phil! :-)
Posted on Google Google
Ash Denver profile picture
Ash Denver
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Was given Phil's details by a friend, he was excellent. Kept me informed all the way through, answered all my questions (I am a first time buyers so I had MANY) and helped me through the process. Highly recommend.
Posted on Google Google
Luke Balzan profile picture
Luke Balzan
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Matt Lee was brilliant, the process was straight forward. Quick telephone call followed by sending a series of documents was the only leg work involved from my side. Matt worked his magic and within 4 weeks I had an acceptance letter from the bank. I highly recommend prospect tree if you have an overtime heavy salary as they will utilise lenders who view the overtime as regular income. The service was overall stress free and reasonably priced. I was also offered competitive market interest rates. Great advice given and there was no pressure selling for any additional services. Top service.
Posted on Google Google
David Houghton profile picture
David Houghton
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Graeme was friendly and helpful in finding is the best mortgage available.
Posted on Google Google
Noel Kernan profile picture
Noel Kernan
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
The team where on the ball from the very start, even on a Friday afternoon when the Lenders where changing rates with 90 mins to secure lower rate and got the necessary paperwork done and secured. saved me 1.5% keep up the good work
Posted on Google Google
Ryan Alborough profile picture
Ryan Alborough
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Phil has been a fantastic broker for us for a number of years now. He's approachable, friendly and explains things with great care and attention to detail. Will continue to use his services for many years to come.

Scroll to Top