Independent & Whole of Market Mortgage Experts

Choosing a mortgage advisor is a big decision. We believe that giving honest and easy to understand advice is key to helping our customers achieve their ambitions in property. Our mortgage expert will help you find the best mortgage deals available to you.


Compare the best first-time mortgage products available to you and we will guide you through the process.

Find the best home mover mortgage products available to you and hit those important deadlines.

Take control of your retirement with a life-time mortgage. Learn more about the products available to you.

Find out more about the products available to property investors. Whether you are buying your first, or own a portfolio already.

If you’ve been struggling with high-street mortgage lenders and standard products, you could find what you are looking for here.

Ensure that you can stay in your property, regardless of what life throws at you.

What do our customers say?

Over 300

positive reviews


would recommend us

5 star

average rating

Excellent service. Phil King, who acted was brilliant. He was accessible, friendly and incredibly helpful. We were looked after well, and felt listened to throughout the entire process from start to product offer. Thank you Phil

This last week Matt and Fred have been incredibily helpful in finding the best mortgage to suit my needs. I cannot recommend them highly enough, their professionalism and knowledge is second to none.

I would highly recommend these guys. I’ve used them twice when buying and selling properties and so have my family and I couldn’t recommend them highly enough. Nick he has made such a stressful time so much less stressful

Latest Content
News and Case Studies

Keep up to date with the latest news and advice fro Prospect Tree Mortgages. You can read customer case studies, or find out what’s happening to interest rates. Here are our recent top stories.

News, Advice, Mortgages, Finance

Mortgage Focus: CIS
bank notes

Tips & Advice, Mortgages, Lending, Criteria

300 Trees Planted
bridge over river in city

News, Bank of England, Government

Base Rate Increased to 1%

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Find a mortgage

Expert Advice

Why use a mortgage broker?

Navigating the mortgage forest can often leave you feeling as though you cannot see the wood from the trees.

You can take advantage of their vast knowledge to get the very best advice. There won’t be many situations that our mortgage brokers haven’t already seen before – so contact them today and let us get you one step closer to having those keys in your hand.

Whole of market

Our brokers at Prospect Tree Mortgages have access to all of the products available on the intermediary mortgage market place.

This way, you can be rest assured that you are being shown the best options available to you and your circumstances, not just the best products one particular lender can offer you.

If you’ve not been having luck elsewhere, it could be because you were speaking to a ‘tied-broker’. A ‘tied-broker’ is an advisor who only has access to a pre-selected panel of lenders and products.

Independent brokers

Prospect Tree Mortgages are not tied to any specific lender or estate agency. This means you can be confident that you are receiving impartial and honest advice.

You will be reminded when your product is due to end be invited to review it with us. If there is an opportunity for you to move to a better rate and save money we will explore it with you.


Get in Touch

0800 8620 840

Prospect Tree Mortgages, Acorn Barn, Wembdon Business Park, Smeeth
Ashford, Kent, TN25 6SZ

Opening Hours

9:00 am – 5:00 pm
9:00 am – 5:00 pm
9:00 am – 5:00 pm
9:00 am – 5:00 pm
9:00 am – 5:00 pm
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