
Whether you’re buying your first home, moving house or remortgaging, we’re here to help you find the right mortgage.

Not sure where to begin? We’ll explain your options, answer your questions and guide you every step of the way.

Get to know the friendly mortgage advisers who’ll support you from first enquiry through to getting keys to your new home.
EXCELLENT
Based on 137 reviews
Posted on Google![]()
Tracey JTrustindex verifies that the original source of the review is Google.
2nd time using prospect mortgages and would highly recommend them. Superb fast and easy service from start to finishPosted on Google![]()
vas nTrustindex verifies that the original source of the review is Google.
Matt is brilliant. Very well organised, sends timely reminders and goes through all the details. Not pushy.Posted on Google![]()
julie brodieTrustindex verifies that the original source of the review is Google.
Matt was able to give all the advice I needed in a reassuring and knowledgeable way. Answered all my questions, reiterated when required. Need advice - have confidence in MattPosted on Google![]()
Kiemia FarrowTrustindex verifies that the original source of the review is Google.
We have had such a fabulous experience with Phil from start to finish. He was so detailed, knew how best to support us and advised us in as many ways he could. He helped us secure a great rate mortgage despite it being a challenging time in the market and we are very grateful for his help. Highly recommend. Thanks Phil! :-)Posted on Google![]()
Ash DenverTrustindex verifies that the original source of the review is Google.
Was given Phil's details by a friend, he was excellent. Kept me informed all the way through, answered all my questions (I am a first time buyers so I had MANY) and helped me through the process. Highly recommend.Posted on Google![]()
Luke BalzanTrustindex verifies that the original source of the review is Google.
Matt Lee was brilliant, the process was straight forward. Quick telephone call followed by sending a series of documents was the only leg work involved from my side. Matt worked his magic and within 4 weeks I had an acceptance letter from the bank. I highly recommend prospect tree if you have an overtime heavy salary as they will utilise lenders who view the overtime as regular income. The service was overall stress free and reasonably priced. I was also offered competitive market interest rates. Great advice given and there was no pressure selling for any additional services. Top service.Posted on Google![]()
David HoughtonTrustindex verifies that the original source of the review is Google.
Graeme was friendly and helpful in finding is the best mortgage available.Posted on Google![]()
Noel KernanTrustindex verifies that the original source of the review is Google.
The team where on the ball from the very start, even on a Friday afternoon when the Lenders where changing rates with 90 mins to secure lower rate and got the necessary paperwork done and secured. saved me 1.5% keep up the good workPosted on Google![]()
Ryan AlboroughTrustindex verifies that the original source of the review is Google.
Phil has been a fantastic broker for us for a number of years now. He's approachable, friendly and explains things with great care and attention to detail. Will continue to use his services for many years to come.

Prospect Tree Mortgages are here to help and support you buy your first home. We understand that securing your dream property is your primary goal and we’ll help you become financially prepared so you can do so.
Prospect Tree Mortgages are here to help and support you buy your first home. We understand that securing your dream property is your primary goal and we’ll help you become financially prepared so you can do so.
Prospect Tree Mortgages are here to help and support you buy your first home. We understand that securing your dream property is your primary goal and we’ll help you become financially prepared so you can do so. Our brokers will help you find a mortgage with monthly repayments you can afford and give you specific recommmendations on what the best options available to you are.

Get expert advice and guidance when moving home. We can help you understand and confirm your budget so you can browse the property market with the confidence you need to secure your next property.
Get expert advice and guidance when moving home. We can help you understand and confirm your budget so you can browse the property market with the confidence you need to secure your next property.
Get expert advice and guidance when moving home. We can help you understand and confirm your budget so you can browse the property market with the confidence you need to secure your next property. We’ll then work with the estate agents and solicitors to ensure a swift and stress-free transaction.

Switching mortgage products doesn’t need to be frustrating or time consuming. Our expert advisors can provide you with all the necessary information and advice so you can choose the best deal with confidence.
Switching mortgage products doesn’t need to be frustrating or time consuming. Our expert advisors can provide you with all the necessary information and advice so you can choose the best deal with confidence.
Switching mortgage products doesn’t need to be frustrating or time consuming. Our expert advisors can provide you with all the necessary information and advice so you can choose the best deal with confidence. Then leave us to deal with the lenders and solicitors, leaving you stress-free and able to carry on with the things which are more important to you.
We will help you become properly prepared for purchasing your new property. Not stopping until the keys are in your hand.
We will help take the hassle out of finding a new mortgage deal, and streamline the process for you, leaving you stress-free.

Take advantage of expert recommendations and be reassured you’re making the right financial decisions.

We will help you find a mortgage product which fits your monthly budget and doesn’t impact your lifestyle.

Utilise our expertise and streamline the mortgage process. We’ll take control leaving you stress-free.

As your mortgage advisors, we stand beside you during your application. We work for you, not the lender.

Find out everything you need to know by completing our brief customer questionnaire. This will help you answer questions such as: How much you can borrow, How much your monthly repayments will be and which mortgage product is the right one for you! Get started here for a free, no obligation quotation.
Find out everything you need to know by completing our brief customer questionnaire. This will help you answer questions such as: How much you can borrow, How much your monthly repayments will be and which mortgage product is the right one for you! Get started here for a free, no obligation quotation.
Discover how much you can borrow, what your monthly repayments will be, and find the right mortgage product for you by completing our brief customer questionnaire. Get started now for a no-obligation quotation!
Graeme is an experienced mortgage broker with an in-depth understanding of lender criteria and products. He gives his clients sound advice and helps them find mortgage products which fit their budgets. If you want expert advice and guidance, you won’t go wrong with Graeme.
“Really happy with the help and support from Graeme and the team. Great knowledge and they helped me find the right mortgage, even in these uncertain times with rates rising. Couldn’t recommend highly enough!” ~ Dan
“Really happy with the help and support from Graeme and the team. Great knowledge and they helped me find the right mortgage, even in these uncertain times with rates rising. Couldn’t recommend highly enough!” ~ Dan
“Always an Excellent Service Graeme is always so kind and helpful. Cannot fault this service got me everything i needed and was very patient. Five Stars” ~ Robert – May 2024



Matthew has an almost encyclopedic knowledge of mortgage lenders criteria and products. He uses his advanced knowledge to expertly match his clients to their ideal mortgage lender. If you want expert guidance and recommendations, then Matthew is here for you!
“Matt at Prospect Tree Mortgages made the whole process of finding the right mortgage, and exploring the many options to get there, stress free during the hugely stressful time of buying a new home. I cannot recommend them highly enough.” ~ Lucy
“Matt at Prospect Tree Mortgages made the whole process of finding the right mortgage, and exploring the many options to get there, stress free during the hugely stressful time of buying a new home. I cannot recommend them highly enough.” ~ Lucy
“Matt Lee at Prospect Tree Mortgages was a pleasure to deal with throughout the remortgage /completion process. He was professional, knowledgeable and was highly efficient at responding. I would highly recommend using Matt and Prospect Tree for your next mortgage/remortgage!” – Claire – April 2024



Phil always takes the time to carefully listen to his clients needs. Thoroughly researching the market to ensure he makes the best recommendations. Phil often works late to ensure his clients needs are met, stopping at nothing to get the results he sets out to.
“Excellent service! Phil King was brilliant. He was accessible, friendly and incredibly helpful. We were looked after well, and felt listened to throughout the entire process. Thanks Phil!” ~ Brian & Rebecca
“Excellent service! Phil King was brilliant. He was accessible, friendly and incredibly helpful. We were looked after well, and felt listened to throughout the entire process. Thanks Phil!” ~ Brian & Rebecca
“Prospect Tree Mortgages manage to secure me a mortgage in under a month. The process was very easy to understand and Phil helped enormously in shopping around for the best product available for our set of circumstances. All the documents needed were listed and the Building Society’s track my case kept us informed of what was happening. I thoroughly recommend Prospect Tree Mortgages Ltd.” – Rebecca – April 2024



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