Large Loans

We are experts in advising on large loan mortgages and are experienced in helping high-net worth individuals. If you are purchasing a high-value property then we can help you find the most suitable mortgage to achieve that.

Large Loans

We are experts in large mortgages and our advisors have a wealth of experience. If you’re looking for a million pound mortgage, regardless of the complexity of your income we can explore potential financing routes available for your situation.

Lender criteria and rates are much more movable for mortgages over £1 million. We assess the entire market to make sure we get you the best possible terms and analyse and assess a number of different ways to structure the loan.

Prospect Tree Mortgages offer quality service, discretion and the ability to work complex lending scenarios of a million pound upwards.

Rating: 5 out of 5.

Great service throughout and always on hand to explain or deal with any queries or changes. Couldn’t be happier with the service they provided

Finding the right mortgage

If you are planning on purchasing a particularly high-value property, you may find that high-street lenders may not be able to offer loans large enough to cover the mortgage you require. If you have found yourself in this situation, it is best to seek out the services of a large loan mortgage specialist.

A large loan is considered to be anything over £500,000. However, we find that the vast majority of our clients considering a larger mortgage need funds in excess of £1,000,000.

As many high street lenders do not have the capacity to lend funds at this level, it is important to speak to an expert who is familiar with the large loan marketplace.

Rating: 5 out of 5.

When I applied for a mortgage I expected the process to be quite stressful. I used Prospect Tree Mortgages to arrange it for me and had no need to worry. The whole process went very smoothly and they kept me informed on the progress. So I would highly recommend them.

Large loan case study

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Get in touch

Prospect Tree Mortgages, Acorn Barn, Wembdon Business Park, Smeeth, Ashford, Kent TN25 6SZ

Telephone0800 8620 840


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A mortgage is a loan secured against your home or property. Your home or property may be repossessed if you do not keep up repayments on your mortgage or any other debt secured on it. Click here to see our fee info. Think carefully before securing debts against your home or property. The financial conduct authority does not regulate most forms of buy to let mortgage. Prospect Tree Mortgages LTD is the appointed representative of TenetConnect Services Ltd, which is authorised and regulated by the Financial Conduct Authority. TenetConnect Services Ltd is entered on the Financial Services Register (www.fca.org.uk/register) under reference 150643. Prospect Tree Mortgages Ltd is registered in England and Wales under reference 10112043. Registered Office Address: Acorn Barn, Wembdon Business Park, Smeeth, Ashford, Kent, TN25 6SZ. The information contained within this website is subject to the UK regulatory regime and is therefore primarily targeted at consumers based in the UK.