
We are experts in advising on large loan mortgages and are experienced in helping high-net worth individuals. If you are purchasing a high-value property then we can help you find the most suitable mortgage to achieve that.
We are experts in large mortgages and our advisors have a wealth of experience. If you’re looking for a million-pound mortgage, regardless of the complexity of your income we can explore potential financing routes available for your situation.
We are experts in large mortgages and our advisors have a wealth of experience. If you’re looking for a million-pound mortgage, regardless of the complexity of your income we can explore potential financing routes available for your situation.
Lender criteria and rates are much more movable for mortgages over £1 million. We assess the entire market to make sure we get you the best possible terms and analyse and assess several different ways to structure the loan.
Prospect Tree Mortgages offer quality service, discretion, and the ability to work complex lending scenarios of a million pound upwards.
If you are planning on purchasing a particularly high-value property, you may find that high-street lenders may not be able to offer loans large enough to cover the mortgage you require. If you have found yourself in this situation, it is best to seek out the services of a large loan mortgage specialist.
If you are planning on purchasing a particularly high-value property, you may find that high-street lenders may not be able to offer loans large enough to cover the mortgage you require. If you have found yourself in this situation, it is best to seek out the services of a large loan mortgage specialist.
A large loan is anything over £500,000. However, we find that most of our clients considering a larger mortgage need funds in excess of £1,000,000.
As many high street lenders do not have the capacity to lend funds at this level, it is important to speak to an expert who is familiar with the large loan marketplace.
To find the best mortgage products available to you and your specific circumstances we recommend booking a free call with one of our large loan specialists. We will do all of the legwork for you and find the deals which best suit your needs.
To find the best mortgage products available to you and your specific circumstances we recommend booking a free call with one of our large loan specialists. We will do all of the legwork for you and find the deals which best suit your needs.
Large loan case study
Case Study
Here is an example of how we’ve helped a client of ours achieve their property goals.Read on to find out more, or start your own journey today.
The Client
Our clients are both barristers working in London. They own their own home, and want to buy a second property in Oxfordshire for them and their family.
The Challenge
Purchasing an additional property in another county for over £2 million on an interest only basis. They have a residential mortgage in place and are working to a budget for the new loan.
The Solution
As our client was concerned about rising interest rates, we were able to recommend them a product with an initial fixed rate period of 5 years. The lender was also able to offer this on an Interest only basis.
The Result
They were able to complete on their new purchase quickly and with travel restrictions in place at the time, this was a god send for them and their families.
Review

Fred Barham and Matt Lee were both very helpful. responsive and excellent at ensuring everything was arranged in good time. They communicated with the bank’s solicitor where required and were always available to answer queries