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Why choose Prospect Tree?

Choosing a Mortgage Advisor is a big decision. We'd be delighted to help you on your journey, and here is why you should choose us

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As qualified and regulated advisors you can trust that we will always be honest and give you the best mortgage advice suited to your own unique circumstances

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As mortgage professionals we work quickly and efficiently to meet the deadlines imposed by solicitors and estate agents. Leaving you feeling confident and relaxed

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We will ensure you fully understand all of your options and update you throughout your application informing you when we meet important milestones

Market knowledge

Having knowledge of the local market is important, our mortgage brokers in Kent have over 20 years of experience in the mortgage and finance sector and have worked for a number of local estate agents and high street banks. This gives them an edge over other mortgage brokers, who may not have the information, experience or connections to support your property purchase or mortgage application.


Getting to know our customers enables us to clearly understand their circumstances and needs. This allows us to cater our services to you, providing advice and recommending products that best suit you and your position. Our fully qualified team comprises former business advisers from national banks, this brings lots of positive knowledge and experience, combine this with our professional yet supportive approach and you find a mortgage advice service in Kent that you’ll want to recommend to all of your friends and family. We operate with the ethos of a small, family business. If you like the sound of that, we look forward to supporting you

Tailored approach

We know how difficult it can be fitting appointments around family and work commitments.  We offer flexible appointments which are convenient to you. We can meet in your own home or at one of our offices. A meeting is likely to involve an in depth discussion around your current situation and exploratory questions to learn more about what your plans are and what you want to achieve. We use this information to research on your behalf and present you with a report showing our recommendations.​

Cost transparency

To save you time and reduce the risk of making expensive mistakes, you can depend on our mortgage brokers to transparently advise you what (if any) fee may be payable. Paying us is simple. It only happens upon completion of the mortgage and you will know exactly how much you the cost will be before the application has even been submitted, so you always know where you stand. We’ve chosen to work this way since 2009 (because we think it’s fairer), and it became industry standard at the end of 2012.​

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Get in touch

Prospect Tree Mortgages, Acorn Barn, Wembdon Business Park, Smeeth, Ashford, Kent TN25 6SZ

Telephone0800 8620 840

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A mortgage is a loan secured against your home or property. Your home or property may be repossessed if you do not keep up repayments on your mortgage or any other debt secured on it. Click here to see our fee info. Think carefully before securing debts against your home or property. The financial conduct authority does not regulate most forms of buy to let mortgage. Prospect Tree Mortgages LTD is the appointed representative of TenetConnect Services Ltd, which is authorised and regulated by the Financial Conduct Authority. TenetConnect Services Ltd is entered on the Financial Services Register ( under reference 150643. Prospect Tree Mortgages Ltd is registered in England and Wales under reference 10112043. Registered Office Address: Acorn Barn, Wembdon Business Park, Smeeth, Ashford, Kent, TN25 6SZ. The information contained within this website is subject to the UK regulatory regime and is therefore primarily targeted at consumers based in the UK.