Credit Scores and Mortgage Eligibility

Why Your Mortgage Adviser Should Probably Be One of Your First Calls Thinking about moving house is exciting. You start looking at properties online, perhaps visit a few estate agents and begin imagining what life could look like in your new home. But before you fall in love with a property, there’s one conversation we […]

Sometimes the Best Mortgage Decision Is Not to Do Anything If you’ve been in your home for several years, you may find yourself wondering whether it’s time for a change. Perhaps your family has grown. Maybe you’ve built up some equity. Your current mortgage deal might be coming to an end. Or perhaps you’re simply

It’s Not Always About How Much a Lender Will Give You When you’re thinking about buying a home, one of the first questions you’re likely to ask is: “How much can I borrow?” It’s an important question, but perhaps an even more important one is: “How much can I comfortably afford?” Those two figures aren’t

Mortgage Myths That Could Cost You Thousands: Myth #3 – “I Have to Wait Until My Fixed Rate Ends Before I Can Do Anything” Waiting Could Mean Missing an Opportunity One of the most common things we hear from homeowners is: “My mortgage doesn’t end until next year, so there’s nothing I can do yet.”

Mortgage Myths That Could Cost You Thousands: Myth #2 – “I’m Self-Employed, So I Won’t Get a Mortgage” Being Self-Employed Doesn’t Mean You Can’t Buy a Home If you’re self-employed, you’ve probably heard at least one of these comments: “Banks don’t like self-employed people.” “You’ll need years and years of accounts.” “You’ll never borrow as

Mortgage Myths That Could Cost You Thousands: Myth #1 – “My Own Bank Will Give Me the Best Mortgage” Loyalty Is Valuable, But It Doesn’t Always Mean the Best Mortgage Many of us have banked with the same provider for years. Our salary goes into the account every month, we know the app inside out,

The Renters’ Rights Act: What Landlords Need to Know and Why Mortgage Advice Matters More Than Ever A New Chapter for the Private Rental Sector The rental market in England has undergone one of its biggest changes in decades with the introduction of the Renters’ Rights Act. The reforms are designed to provide tenants with

The Biggest Mortgage Mistake We See People Make And It’s Probably Not the One You’re Thinking Of When people think about mortgage mistakes, they often imagine missing a payment, choosing the wrong product or buying a property they can’t afford. While those are all important considerations, the biggest mistake we see is much simpler. People

It Might Be Earlier Than You Think When most people think about reviewing their mortgage, they assume they need to wait until their current deal is coming to an end. In reality, there are plenty of reasons to review your mortgage long before then. The mortgage market changes regularly. Lenders introduce new products, update their

What Happens in Your First Meeting with a Mortgage Adviser? It Might Be Much Simpler Than You Think For many people, the hardest part of getting a mortgage isn’t finding the right property or comparing interest rates. It’s making that first phone call. We completely understand why. If you’ve never spoken to a mortgage adviser