Buy-to-let Properties

Are you considering investing in a buy-to-let property? Our blog posts in the category provide expert advice on how to find the best deals, navigate landlord responsibilities, and maximise your rental income.

Inflation at its lowest level since 2021

The latest inflation stats from ONS for November show a fall from 6.7% to 4.6% which was more than expected. This means inflation is at its lowest level since 2021. This is good news for borrowers as it takes the pressure off the Bank of England to increase the base rate. This may lead to …

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Rates unchanged at 5.25%. Green shoots appearing?

Bank of England announcement, rates unchanged at 5.25% Following on from recent inflation figures The Bank of England have voted 6 – 3 to leave rates unchanged at 5.25%. This can only be viewed as good news and hopefully indicates that cuts may be closer than originally predicted. Fixed rate mortgages are priced in line …

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Boost Employee Financial Wellness with Prospect Tree Mortgages

In today’s fast-paced world, employee wellness goes beyond just physical health and mental well-being. Financial health plays a pivotal role in overall wellness, and a secure home is a cornerstone of financial stability. HR managers are increasingly recognising the importance of addressing financial wellness among their staff, and one effective way to do so is …

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The Most Common Refurbishment Mistakes Made by Landlords & Investors.

Written by Richard Poynter – Lifeboat Lettings Knowing how to manage a property refurbishment is a key skill of the landlord/investor. Whether it be a run-down property bought at auction or an existing longstanding property in your portfolio, there will come a time where you will need to plan and complete a full or partial …

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5 year fixed rates falling under 5%.

5 Year fixed rates falling 5 year fixed rates falling as lenders announce new rates this week. Sub 5% rates released Several high street lenders have released fixed rates below 5% as inflation news filters into cheaper mortgages. Following on from better than expected inflation figures and The Bank of England having voted to leave …

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Self-Employed Documents required for a Mortgage Application – 2022 / 2023 NOW

Applying for a mortgage as a self-employed individual in the UK can be a bit more complex than the process for salaried employees. Lenders typically require more documentation to assess your income stability and affordability. In this article, we’ll guide you through the essential documents you need when applying for a mortgage as a self-employed …

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Interest Rates announcement. BOE holds at 5.25%…. Finally some good news

Bank of England Holds Interest Rates at 5.25% Following on from better than expected inflation figures The Bank of England have voted 5 -4 to leave rates unchanged at 5.25% bringing to an end 14 consecutive rises. This can only be viewed as good news and hopefully will be the beginning of lower rates for mortgage …

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Act Now for a Home by Christmas: Your Guide to a Timely Move

Dreaming of celebrating this Christmas in your new home? It’s not too late to make it happen! Buying a home can be a lengthy process, but with a strategic plan and a sense of urgency, you can secure your new home and be settled in by the festive season. In this blog post, we’ll guide …

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House prices fall

House prices fall by 5%. Good news for First Timers and Home Movers. According to the Nationwide Building Society, houses on average have fallen by 5.3% in the 12 months to August 2023. If you’re looking to buy your first home or move up the ladder this should be seen as positive news. It may …

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Bank of England Base Rate Rises(Again!)

Bank of England Base Rate Rises by 0.25% The Bank of England have increased the Base Rate to 5.25%, this is the 14th consecutive rise. At first glance this is not good news, certainly if you have a base rate tracker mortgage, but this is half what experts were predicting until we saw a drop …

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