May 2022

Top tips: Negotiating with Estate Agents

17/10/2022 – Property Insider Negotiating with Estate Agents: a mortgage brokers advice Buying a property in 2022 can feel like an uphill battle, even before you have viewed your first property. The reality is, there are far less properties available than there are people looking to buy them. If priced correctly, properties coming to the …

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UK Remortgage Process

A step-by-step guide to remortgaging a property in the United Kingdom 1. Your current deal is about to end I most cases, you will have taken a mortgage product with an introductory rate which will last between 2 and 5 years. Your current lender will write to you prior to this end date and explain …

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Should you be considering a 5-year fixed rate mortgage?

Should you be considering 5-year fixed rate mortgage? As mortgage brokers we are always looking to make the best recommendations for our clients. During periods of economic uncertainty such as this, it is crucial to look further forward than usual and provide a failsafe in case the situation devolves into something far uglier. The UK …

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Mortgage Focus: CIS Contractors

Mortgages for CIS contractors Are you self-employed in the construction industry? This could make your mortgage application a whole lot easier! What is CIS? The Construction Industry Scheme (CIS) gives subcontractors the ability to present their earnings as pre-tax gross income, rather than final post-tax profit. This helps self-employed individuals obtain mortgages as their pre-tax …

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