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Have you met our superstar mortgage brokers?


Have you met our superstar mortgage brokers?

Estimated reading time: 5 minutes


Prospect Tree Mortgages are independent and whole-of-market mortgage experts. Our team are focused on helping you find the best mortgage rates available to you and your unique circumstances.

Once they’ve found the best suited mortgage product, they will use their expertise to position your case to your chosen lender in the best possible light. They will handle all the administration and project manage the progression between the solicitors, estate agents and accountants.

Encounter an issue on the way? Not a problem, our brokers are seasoned professionals and are no strangers to navigating their way through a tricky mortgage application. If there is a solution to be found, they will find it.

 So, who are they?

Graeme Childs – Senior Mortgage & Equity Release Advisor


Graeme Childs never gave up on us and persevered until his found us the mortgage that we needed. Mortgage Broker in Kent

Graeme is an expert Mortgage and Protection Brokers as well as being Prospect Tree Mortgages’ resident Equity Release specialist. Graeme is a member of The Equity Release Council which exists to promote high standards of practice and conduct in the provision of and advice on equity release which have consumer safeguards at its heart.

Been great working with Graeme and Fred, always been helpful, talking me through everything i needed to know and told me what to expect from the solicitors and estate agents always giving helpful advice at every step. Will be recommending to everyone moving house

R Kennett

Graeme has previously worked in Retail Management. He is client focused and through his access to the whole marketplace, for both Mortgages and Insurance, is perfectly placed to find the right solution for his clients.

Flexibility is key and conducting appointments across several platforms often helps our clients save time.

Based at Smeeth in Kent, and with a wealth of experience Graeme can carry out appointments face to face or via video call and telephone. Whether it is buying your dream home, an investment or simply looking for the best rate for you Graeme will be able to help.

Phil King – Mortgage & Protection Advisor


Phil King who acted was brilliant. He was accessible, friendly and incredibly helpful. Mortgage Broker in Kent

Phil is an expert Mortgage and Protection broker here at Prospect Tree Mortgages. Having completed the ICA Diploma in Governance, Risk & Compliance in 2015 Phil has a good understanding of the regulatory environment in which we operate and is used to assessing customers’ requirements to deliver positive outcomes.

Phil was my mortgage broker, he got me an amazing buy to let mortgage deal, he kept in touch every step of the way, either by email or by phone. Always felt I was in good hands. The personal touch is everything. 100% will use phil and prospect tree mortgages for my next buy to let property.

N Cheyne

He has a pragmatic approach to advising clients and uses his excellent communication skills to break down his advice into understandable, and jargon free bite-sized chunks.

Phil is described as, accessible, friendly, and incredibly helpful by his customers.

Matthew Lee – Mortgage & Protection Advisor


Matt was very patient and helpful with my house moving mortgage. Thank you. Mortgage Broker in Kent

Fred Barham and Matt Lee were both very helpful, responsive and excellent at ensuring everything was arranged in good time. They communicated with the bank’s solicitor where required and were always available to answer queries.

D Shah

Matthew carries out appointments face to face, online and over the telephone. With flexible appointment times finding a suitable time to speak to Matthew is easy.

First Time Buyer, Home Mover or Investor, Matthew is on hand to walk you through the process of applying for your Mortgage and Protection products.

Matthews’ customers describe the process as stress-free and smoothly run when applying for a mortgage with his help.



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