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Meet the team

Our team of independent mortgage experts are here to help you find the very best mortgage available to you and your unique circumstances. Read on to find out who is here to help you.

Nick Daynes
Marketing
Nick Daynes
Marketing Director

Nick heads up Prospect Tree Mortgages’ Business Development and Marketing department. We are always looking to connect with new businesses keen to offer their clients additional value through recommending ancillary services.

"I have worked with Nick and Graeme for a few months now after they were recommended to me by a friend. It is always a pleasure to deal with these guys. If you want up front and sound advice, then these are the people for you".
Expert Mortgage Adviser
Mike Read
Operations
Mike Read
Sales Director

Mike manages the team of brokers at Prospect Tree Mortgages, he has worked in the financial service industry for over 30 years and utilises his vast experience and expertise to oversee operations of the company.

"Mike was excellent in every respect. I couldn’t fault him. I couldn’t recommend him highly enough. Mike made the whole process easy and carried out his work efficiently and expertly".
Graeme Childs
CeMAP
Graeme Childs
Senior Mortgage & Equity Release Advisor

Graeme is an expert in his field, qualified and experienced there are not many situations Graeme has not seen. Graeme prides himself on building long term relationships with his clients.

"Graeme, Phil and the team have all been excellent from day one. Nothing was too much trouble and any emails I sent were replied to the same day! Both Graeme and Phil talked me through the whole process in layman’s terms and made sure I understood every point in the process as a first time buyer."
Expert Mortgage Adviser
Phil King
CeMAP
Phil King
Mortgage & Protection Advisor

Phil has worked in financial services for over 10 years, he is experienced and capable. Phil is always on hand to walk his clients through the process of applying for Mortgages and Protection products, whilst always making sure his clients are informed and comfortable.

"Excellent service. Phil King, who acted was brilliant. He was accessible, friendly and incredibly helpful.
We were looked after well, and felt listened to throughout the entire process from start to product offer. Thanks Phil".
Independent Mortgage Expert based in Ashford Kent
Matt Lee
CeMAP
Matthew Lee
Mortgage & Protection Advisor

Matt is a highly experienced Mortgage & Protection Broker, having worked within a national financial services company previously he prides himself on delivering the best possible advice and outcome for all his clients.

"Matt and Fred at Prospect Tree mortgages made the whole process of finding the right mortgage for us (and exploring many options to get there) stress free during the hugely stressful time of buying a new home. I cannot recommend them highly enough".
Expert Mortgage adviser in Ashford Kent
Louis Tomlinson
Design
Louis Tomlinson
Marketing Manager

Louis has over 10 years experience working within the property market. After many years working for two of the UK's largest estate agencies he has come to Prospect Tree Mortgages for a creative challenge.

"The team at Prospect Tree were incredibly helpful, always fantastically responsive and secured us a great deal".
Marketing Manager for best mortgage adviser Kent
Ian Butt
CeMAP
Ian Butt
Mortgage & Protection Advisor

Ian joined Prospect Tree in 2012 having previously spent 11 years as a Senior Business Financial Planning Manager advising business owners. Ian now provides advice for both business and personal clients and specialises in bespoke Mortgage & Protection solutions.

"Very helpful throughout the mortgage application process. Found a suitable product, explained everything. Good, friendly communication by phone and email. Stress free".
Mortgage Expert in Canterbury Kent
Karina Pipe
Operations
Karina Pipe
Case Manager

Karina has over 4 years experience working within the property industry. This has given her an in-depth understanding of the buying process, making her the ideal case manager at Prospect Tree. She is exceptionally organised and always delivers impeccable customer service to our clients.

"Great service throughout and always on hand to explain or deal with any queries or changes. Couldn't be happier with the service they provided"
Mortgage case manager
Fred Barham
Operations
Fred Barham
Senior Case Manager

Fred is communicative, organised, and diligent. He assists our clients navigate the compliance requirements, as well as keeping everyone well informed of how their case is progressing. Fred assists clients, solicitors, and the broker team to deliver the high standard of service our clients expect from us.

"Fred Barham and Matt Lee were both very helpful, responsive and excellent at ensuring everything was arranged in good time. They communicated with the bank’s solicitor where required and were always available to answer queries".
Mortgage case manager
Philippa Read
Operations
Philippa Read
Office Administrator

Philippa is an integral part of Prospect Tree Mortgages, making sure the day to day of the office runs smoothly and efficiently. She plays a primary role in ensuring that all office administrative functions are coordinated to achieve a high level of productivity within the company.

"Prospect Tree worked quickly and effectively to get us a mortgage we're happy with, a pleasure to deal with. Queries dealt with in a timely way".
Prospect Tree Mortgages - Independent Mortgage Experts
Nick Daynes
Mike Read
Graeme Childs
Phil King
Matt Lee
Louis Tomlinson
Ian Butt
Karina Pipe
Fred Barham
Philippa Read
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Let’s get you started…

The expert brokers at Prospect Tree Mortgages are ready to help you compare between the best mortgages available to you and your unique circumstances. Choose a convenient time for one of our brokers to give you a free call and we will take care of the rest!

Nick Daynes – Marketing Director

Nick heads up the Prospect Tree Mortgages business Development and Marketing department. We are always looking to connect with new businesses keen to offer their clients additional value through recommending ancillary services.

Mike Read – Sales Director

Mike manages the team of brokers at Prospect Tree Mortgages, he has worked in the financial services industry for over 30 years and utilises his vast experience and expertise to oversee operations of the company.

Louis Tomlinson – Marketing Manager

Louis has over 10 years experience working within the property market. After many years working for two of the UK’s largest estate agencies he has come to Prospect Tree Mortgages for a creative challenge.

Graeme Childs – Senior Mortgage & Equity Release Advisor

Graeme is an expert in his field, qualified and experienced, there are not many situations Graeme has not seen. Graeme prides himself on building long term relationships with his clients.

Matthew Lee – Mortgage & Protection Advisor

Matt is a highly experienced Mortgage & Protection Broker, having worked within a national financial services company previously he prides himself on delivering the best possible advice and outcome for his clients

Phil King – Mortgage & Protection Advisor

Phil has worked in financial services for over 10 years, he is experienced and capable. Phil is always on hand to walk his clients through the process of applying for Mortgages and Protection products, whilst always making sure his clients are informed and comfortable.

Ian Butt – Mortgage and Protection Advisor

Ian joined Prospect Tree in 2012 having previously spent 11 years as a Senior Business Financial Planning Manager advising business owners. Ian now provides advice for both business and personal clients and specialises in bespoke Mortgage & Protection solutions.

Fred Barham – Senior Case Manager

Fred is communicative, organised, and diligent. He assists our clients navigate the compliance requirements, as well as keeping everyone well informed of how their case is progressing. Fred assists clients, solicitors, and the broker team to deliver the high standard of service our clients expect from us.

Philippa Read – Office Administrator

Philippa is an integral part of Prospect Tree Mortgages, making sure the day to day of the office runs smoothly and efficiently. She plays a primary role in ensuring that all office and administration functions are coordinated to achieve a high level of productivity within the company.

Get in touch

Prospect Tree Mortgages, Acorn Barn, Wembdon Business Park, Smeeth, Ashford, Kent TN25 6SZ

Telephone0800 8620 840

Emailcontact@ptmortgagesltd.co.uk

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A mortgage is a loan secured against your home or property. Your home or property may be repossessed if you do not keep up repayments on your mortgage or any other debt secured on it. Click here to see our fee info. Think carefully before securing debts against your home or property. The financial conduct authority does not regulate most forms of buy to let mortgage. Prospect Tree Mortgages LTD is the appointed representative of TenetConnect Services Ltd, which is authorised and regulated by the Financial Conduct Authority. TenetConnect Services Ltd is entered on the Financial Services Register (www.fca.org.uk/register) under reference 150643. Prospect Tree Mortgages Ltd is registered in England and Wales under reference 10112043. Registered Office Address: Acorn Barn, Wembdon Business Park, Smeeth, Ashford, Kent, TN25 6SZ. The information contained within this website is subject to the UK regulatory regime and is therefore primarily targeted at consumers based in the UK.