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Meet the team

Our team of independent mortgage experts are here to help you find the very best mortgage available to you and your unique circumstances. Read on to find out who is here to help you.

Nick Daynes
Marketing
Nick Daynes
Marketing Director

Nick heads up Prospect Tree Mortgages’ Business Development and Marketing department. We are always looking to connect with new businesses keen to offer their clients additional value through recommending ancillary services.

“I have worked with Nick and Graeme for a few months now after they were recommended to me by a friend. It is always a pleasure to deal with these guys. If you want up front and sound advice, then these are the people for you”.
Expert Mortgage Adviser
Mike Read
Operations
Mike Read
Sales Director

Mike manages the team of brokers at Prospect Tree Mortgages, he has worked in the financial service industry for over 30 years and utilises his vast experience and expertise to oversee operations of the company.

“Mike was excellent in every respect. I couldn’t fault him. I couldn’t recommend him highly enough. Mike made the whole process easy and carried out his work efficiently and expertly”.
Graeme Childs
CeMAP
Graeme Childs
Senior Mortgage & Equity Release Advisor

Graeme is an expert in his field, qualified and experienced there are not many situations Graeme has not seen. Graeme prides himself on building long term relationships with his clients.

“Graeme, Phil and the team have all been excellent from day one. Nothing was too much trouble and any emails I sent were replied to the same day! Both Graeme and Phil talked me through the whole process in layman’s terms and made sure I understood every point in the process as a first time buyer.”
Expert Mortgage Adviser
Phil King
CeMAP
Phil King
Mortgage & Protection Advisor

Phil has worked in financial services for over 10 years, he is experienced and capable. Phil is always on hand to walk his clients through the process of applying for Mortgages and Protection products, whilst always making sure his clients are informed and comfortable.

“Excellent service. Phil King, who acted was brilliant. He was accessible, friendly and incredibly helpful.
We were looked after well, and felt listened to throughout the entire process from start to product offer. Thanks Phil”.
Independent Mortgage Expert based in Ashford Kent
Matt Lee
CeMAP
Matthew Lee
Mortgage & Protection Advisor

Matt is a highly experienced Mortgage & Protection Broker, having worked within a national financial services company previously he prides himself on delivering the best possible advice and outcome for all his clients.

“Matt and Fred at Prospect Tree mortgages made the whole process of finding the right mortgage for us (and exploring many options to get there) stress free during the hugely stressful time of buying a new home. I cannot recommend them highly enough”.
Expert Mortgage adviser in Ashford Kent
Louis Tomlinson
Design
Louis Tomlinson
Marketing Manager

Louis has over 10 years experience working within the property market. After many years working for two of the UK’s largest estate agencies he has come to Prospect Tree Mortgages for a creative challenge.

“The team at Prospect Tree were incredibly helpful, always fantastically responsive and secured us a great deal”.
Marketing Manager for best mortgage adviser Kent
Ian Butt
CeMAP
Ian Butt
Mortgage & Protection Advisor

Ian joined Prospect Tree in 2012 having previously spent 11 years as a Senior Business Financial Planning Manager advising business owners. Ian now provides advice for both business and personal clients and specialises in bespoke Mortgage & Protection solutions.

“Very helpful throughout the mortgage application process. Found a suitable product, explained everything. Good, friendly communication by phone and email. Stress free”.
Mortgage Expert in Canterbury Kent
Fred Barham
Operations
Fred Barham
Senior Case Manager

Fred is communicative, organised, and diligent. He assists our clients navigate the compliance requirements, as well as keeping everyone well informed of how their case is progressing. Fred assists clients, solicitors, and the broker team to deliver the high standard of service our clients expect from us.

“Fred Barham and Matt Lee were both very helpful, responsive and excellent at ensuring everything was arranged in good time. They communicated with the bank’s solicitor where required and were always available to answer queries”.
Mortgage case manager
Philippa Read
Operations
Philippa Read
Office Administrator

Philippa is an integral part of Prospect Tree Mortgages, making sure the day to day of the office runs smoothly and efficiently. She plays a primary role in ensuring that all office administrative functions are coordinated to achieve a high level of productivity within the company.

“Prospect Tree worked quickly and effectively to get us a mortgage we’re happy with, a pleasure to deal with. Queries dealt with in a timely way”.
Prospect Tree Mortgages - Independent Mortgage Experts
Nick Daynes
Mike Read
Graeme Childs
Phil King
Matt Lee
Louis Tomlinson
Ian Butt
Fred Barham
Philippa Read
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Book yourself into our diary

Choose a convenient time to speak to one of our independent mortgage experts

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First Time Buyers

We will help you find the best mortgages available to you and guide you through the entire process of buying your first home.

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Help to Buy

We can help you find the right Help to Buy scheme for you and guide you through the application process.

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Remortgage

We will find you the best remortgage deals available to you and help guide you through the process of refinancing your property.

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Home movers

Need to know how much you can borrow? We are whole of market, so an find you the best mortgages available to you.

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Buy to Let

First investment or adding to your portfolio? We will help you find the best rates available to you so you can maximise your returns.

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Holiday Lets

Joining in on the staycation revolution? We can help you find the best suited mortgage products for your holiday let or second home.

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Let to Buy

Did you know you could refinance your existing property to buy another? If this is what you are looking for, you are in the right place.

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Green Mortgages

If your home is kind to the environment, you could be rewarded with a cheaper rate from your lender. Find out today.

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Bridging Loans

If you need quick finance, a bridging loan could be what you are looking for. Explore different types of bridge loan or book a chat.

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Large Loans

If you are planning on purchasing a high-value property, you may find high-street lenders cannot help. We can!

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Second Charge

Take out a second mortgage on your current property to raise finance for extending or improving. Find out more.

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Equity Release

Life-time mortgages for the over 55s can help you take control of your retirement or offer a helping hand to your family.

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Joint borrower, Sole Proprietor

Increase your affordability with the help of family members. Find out how or book a chat with one of our specialists.

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Sports Professionals

Nuances with your income can make applying for a mortgage more tricky. We are experts in finding the best suited mortgages for you.

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Entertainment Industry

Whether you are in front of the camera or behind it, we can help you find the best mortgage products available to you and your needs.

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Education Professionals

Flexible mortgage advice which fits around your busy schedule. We can help you find the best suited mortgage products for you.

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NHS professionals

Surgeons to admin support, we can help you find the best mortgage rates available to you and your circumstances. Find out more.

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Police Force

We are here to help Police officers and workers in the police force find the best mortgages available to them.

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Armed Forces

Explore the additional options available for applicants in the armed forces. Prospet Tree can help you find the best mortgage for you.

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New Builds

Developers work to demanding timescales and new build mortgages must be organised accordingy.

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Nick Daynes – Marketing Director

Nick heads up the Prospect Tree Mortgages business Development and Marketing department. We are always looking to connect with new businesses keen to offer their clients additional value through recommending ancillary services.

Mike Read – Sales Director

Mike manages the team of brokers at Prospect Tree Mortgages, he has worked in the financial services industry for over 30 years and utilises his vast experience and expertise to oversee operations of the company.

Louis Tomlinson – Marketing Manager

Louis has over 10 years experience working within the property market. After many years working for two of the UK’s largest estate agencies he has come to Prospect Tree Mortgages for a creative challenge.

Graeme Childs – Senior Mortgage & Equity Release Advisor

Graeme is an expert in his field, qualified and experienced, there are not many situations Graeme has not seen. Graeme prides himself on building long term relationships with his clients.

Matthew Lee – Mortgage & Protection Advisor

Matt is a highly experienced Mortgage & Protection Broker, having worked within a national financial services company previously he prides himself on delivering the best possible advice and outcome for his clients

Phil King – Mortgage & Protection Advisor

Phil has worked in financial services for over 10 years, he is experienced and capable. Phil is always on hand to walk his clients through the process of applying for Mortgages and Protection products, whilst always making sure his clients are informed and comfortable.

Ian Butt – Mortgage and Protection Advisor

Ian joined Prospect Tree in 2012 having previously spent 11 years as a Senior Business Financial Planning Manager advising business owners. Ian now provides advice for both business and personal clients and specialises in bespoke Mortgage & Protection solutions.

Fred Barham – Senior Case Manager

Fred is communicative, organised, and diligent. He assists our clients navigate the compliance requirements, as well as keeping everyone well informed of how their case is progressing. Fred assists clients, solicitors, and the broker team to deliver the high standard of service our clients expect from us.

Philippa Read – Office Administrator

Philippa is an integral part of Prospect Tree Mortgages, making sure the day to day of the office runs smoothly and efficiently. She plays a primary role in ensuring that all office and administration functions are coordinated to achieve a high level of productivity within the company.

Home » About » Meet the team

Get in Touch

0800 8620 840

Prospect Tree Mortgages, Acorn Barn, Wembdon Business Park, Smeeth
Ashford, Kent, TN25 6SZ

Opening Hours

Monday
9:00 am – 5:00 pm
Tuesday
9:00 am – 5:00 pm
Wednesday
9:00 am – 5:00 pm
Thursday
9:00 am – 5:00 pm
Friday
9:00 am – 5:00 pm
Saturday
Closed
Sunday
Closed
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