If you’re self-employed, getting a mortgage can be challenging. Our blog posts in this category cover everything from how to improve your credit score to how to demonstrate your income to lenders. We’ll help you understand the unique challenges faced by self-employed individuals and how to overcome them.
Spring has sprung and the housing market is looking good Spring has sprung and the housing market is looking good. As the vibrant hues of spring paint the landscape, it’s not just nature that’s experiencing a rejuvenation. The mortgage market in the UK is also showing signs of levelling out, bringing a sense of stability […]
Spring Into Action Read More »
Bank of England announcement, rates unchanged at 5.25% Following on from recent inflation figures The Bank of England have voted 8 – 1 to leave rates unchanged at 5.25%. This can only be viewed as good news and hopefully indicates that cuts may be closer than originally predicted. Fixed rate mortgages are priced in line
Rates unchanged at 5.25%. Green shoots appearing? Read More »
Are homes becoming more affordable? We take a look. Lets take a look at the factors There’s no denying that we’ve all been through a tough time over the last couple of years. More expensive mortgage rates have put quite a dent in our pockets and that’s without taking into account that everything else has
Homes becoming more affordable? Read More »
Unlocking Savings: Why real-time interest rate monitoring and using Prospect Tree Mortgages is the Smart Choice In the expansive realm of the UK mortgage market, where every decision shapes your financial future, real-time interest rate monitoring and the choice of a mortgage takes centre stage. Prospect Tree Mortgages are here to guide you through not
Unlocking Savings: Real-time interest rate monitoring. Read More »
The latest inflation stats from ONS for November show a fall from 6.7% to 4.6% which was more than expected. This means inflation is at its lowest level since 2021. This is good news for borrowers as it takes the pressure off the Bank of England to increase the base rate. This may lead to
Inflation at its lowest level since 2021 Read More »
Bank of England announcement, rates unchanged at 5.25% Following on from recent inflation figures The Bank of England have voted 6 – 3 to leave rates unchanged at 5.25%. This can only be viewed as good news and hopefully indicates that cuts may be closer than originally predicted. Fixed rate mortgages are priced in line
Rates unchanged at 5.25%. Green shoots appearing? Read More »
In today’s fast-paced world, employee wellness goes beyond just physical health and mental well-being. Financial health plays a pivotal role in overall wellness, and a secure home is a cornerstone of financial stability. HR managers are increasingly recognising the importance of addressing financial wellness among their staff, and one effective way to do so is
Boost Employee Financial Wellness with Prospect Tree Mortgages Read More »
5 Year fixed rates falling 5 year fixed rates falling as lenders announce new rates this week. Sub 5% rates released Several high street lenders have released fixed rates below 5% as inflation news filters into cheaper mortgages. Following on from better than expected inflation figures and The Bank of England having voted to leave
5 year fixed rates falling under 5%. Read More »
Applying for a mortgage as a self-employed individual in the UK can be a bit more complex than the process for salaried employees. Lenders typically require more documentation to assess your income stability and affordability. In this article, we’ll guide you through the essential documents you need when applying for a mortgage as a self-employed
Self-Employed Documents required for a Mortgage Application – 2022 / 2023 NOW Read More »
Bank of England Holds Interest Rates at 5.25% Following on from better than expected inflation figures The Bank of England have voted 5 -4 to leave rates unchanged at 5.25% bringing to an end 14 consecutive rises. This can only be viewed as good news and hopefully will be the beginning of lower rates for mortgage
Interest Rates announcement. BOE holds at 5.25%…. Finally some good news Read More »
