The Wait is over… Happy New Year! We hope this message finds you well and ready to embrace the positive changes that 2024 is bringing. At Prospect Tree Mortgages, we are excited to share some fantastic news with you – There are now mortgage rates below 4%, a major high street lender had brought out […]
2024 A Return to Normality? As we embark on a new year, Prospect Tree Mortgages clients can anticipate a host of positive developments in the mortgage market, setting the stage for a prosperous 2024. Here’s a closer look at the favourable trends that bode well for homeowners and aspiring buyers alike. Hopefully we see in
2024 A Return to Normality? Read More »
Unlocking Savings: Why real-time interest rate monitoring and using Prospect Tree Mortgages is the Smart Choice In the expansive realm of the UK mortgage market, where every decision shapes your financial future, real-time interest rate monitoring and the choice of a mortgage takes centre stage. Prospect Tree Mortgages are here to guide you through not
Unlocking Savings: Real-time interest rate monitoring. Read More »
The latest inflation stats from ONS for November show a fall from 6.7% to 4.6% which was more than expected. This means inflation is at its lowest level since 2021. This is good news for borrowers as it takes the pressure off the Bank of England to increase the base rate. This may lead to
Inflation at its lowest level since 2021 Read More »
Embarking on the journey to homeownership is a significant milestone for anyone, but getting mortgages for sports professionals comes with its own set of challenges and intricacies. The world of mortgages is complex, and finding the right strategy tailored to the unique financial landscape of a sports career is crucial. In this game, success often
Mortgages for Sports Professionals: The Expert Touch Read More »
Bank of England announcement, rates unchanged at 5.25% Following on from recent inflation figures The Bank of England have voted 6 – 3 to leave rates unchanged at 5.25%. This can only be viewed as good news and hopefully indicates that cuts may be closer than originally predicted. Fixed rate mortgages are priced in line
Rates unchanged at 5.25%. Green shoots appearing? Read More »
In today’s fast-paced world, employee wellness goes beyond just physical health and mental well-being. Financial health plays a pivotal role in overall wellness, and a secure home is a cornerstone of financial stability. HR managers are increasingly recognising the importance of addressing financial wellness among their staff, and one effective way to do so is
Boost Employee Financial Wellness with Prospect Tree Mortgages Read More »
Written by Richard Poynter – Lifeboat Lettings Knowing how to manage a property refurbishment is a key skill of the landlord/investor. Whether it be a run-down property bought at auction or an existing longstanding property in your portfolio, there will come a time where you will need to plan and complete a full or partial
The Most Common Refurbishment Mistakes Made by Landlords & Investors. Read More »
5 Year fixed rates falling 5 year fixed rates falling as lenders announce new rates this week. Sub 5% rates released Several high street lenders have released fixed rates below 5% as inflation news filters into cheaper mortgages. Following on from better than expected inflation figures and The Bank of England having voted to leave
5 year fixed rates falling under 5%. Read More »
Applying for a mortgage as a self-employed individual in the UK can be a bit more complex than the process for salaried employees. Lenders typically require more documentation to assess your income stability and affordability. In this article, we’ll guide you through the essential documents you need when applying for a mortgage as a self-employed
Self-Employed Documents required for a Mortgage Application – 2022 / 2023 NOW Read More »
