
Mortgages for Motorsports Professionals
When you are on the track, the last thing you want to be worried about is your mortgage. We can help you find the best mortgage deals available to you and your unique circumstances. When you’ve found the best deal, we will project manage your case all the way through to completion.
Mortgages for motorsports professionals
Prospect Tree Mortgages are independent and whole of market mortgage brokers. We research the entire mortgage marketplace for you and find you the best mortgage rates and products available to you and your unique circumstances.
We will calculate your maximum borrowing amount and help guide you through the entire mortgage application process.
As mortgage professionals we are used to helping clients from a broad range of backgrounds and have experience helping those with complex and out of the ordinary income structures.
This puts us in the best position to help motorsport professionals find the mortgage deals which suit them best.
Who are motorsport professionals?
You don’t actually have to be behind the wheel to be considered a motorsport professional! With such high stakes and rife competition, there are huge teams behind these races to ensure they go off without a hitch. If you work as any of the following then you could be considered a motorsports professional:
- Vehicle Assembly Technicians
- Mechanics & Fabricators
- Vehicle Modelling Engineers
- Motorsport Coaches
- Logistics Managers
- Testing & Development
There are many other roles within motorsports too, but we’ve not listed them all here.
Best mortgages for motorsports professionals
What is the best mortgage for a motorsports professional? Well, there aren’t any specific products for motorsports professionals at present. However, given how your income will be structured there will be lenders which are better suited to your profession than others.
In which case, it is important to take a broad view of the mortgage marketplace and pin down which lenders will be the most accommodating. Speaking to a whole of market brokerage like Prospect Tree Mortgages is a great start.
We can research the whole of the market for you and structure advice based around your short and long term property goals.
What types of mortgage are available to motorsports professionals?
The main two types of mortgage for motorsports professionals are fixed rate mortgages and variable rate mortgages.
Fixed rate mortgages – Fixed rate mortgages are the most common type of mortgage. If you want stability of payments which will help you budget each month and are concerned with rising interest rates, then a fixed rate mortgage could be right for you.
The main downside to a fixed rate mortgage is that they often carry an ERC (early repayment charge). This means that you may be charged a percentage of your loan if you decide to pay it off early.
Variable rate mortgages – There are plenty of variable rate mortgages available to motorsports professionals. If you are on a variable rate mortgage then your repayments are subject to change.
If the banks interest rates change, then your repayments will change with them. This is beneficially when rates are going down, but not when they are heading up.
How do I get started?
Regardless of where you find yourself in the process, it is never too soon to start getting advice.
You can start understanding how much you can borrow, what mortgage rates are available to you and get an idea on how long the process will take.
You can fill in the form below or visit our contact and book yourself an appointment directly.
Keep up to date with motorsports
So we can focus on helping our customers find the best mortgage deals, we rely on our partner Stuart Porro and his company Is It Fast? to keep us up to speed with the latest news in the world of motorsports.

Is It Fast are committed to bringing you, the fans, supporters and speed junkies as much action, information and entertainment as they can fit onto the internet.
You can keep up with the latest here
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0800 8620 840
Prospect Tree Mortgages, Acorn Barn, Wembdon Business Park, Smeeth
Ashford, Kent, TN25 6SZ
Opening Hours
- Monday
- 9:00 am – 5:00 pm
- Tuesday
- 9:00 am – 5:00 pm
- Wednesday
- 9:00 am – 5:00 pm
- Thursday
- 9:00 am – 5:00 pm
- Friday
- 9:00 am – 5:00 pm
- Saturday
- Closed
- Sunday
- Closed
A mortgage is a loan secured against your home or property. Your home or property may be repossessed if you do not keep up repayments on your mortgage or any other debt secured on it. Click here to see our fee info. Think carefully before securing debts against your home or property. The financial conduct authority does not regulate most forms of buy to let mortgage. Prospect Tree Mortgages LTD is the appointed representative of TenetConnect Services Ltd, which is authorised and regulated by the Financial Conduct Authority. TenetConnect Services Ltd is entered on the Financial Services Register (www.fca.org.uk/register) under reference 150643. Prospect Tree Mortgages Ltd is registered in England and Wales under reference 10112043. Registered Office Address: Acorn Barn, Wembdon Business Park, Smeeth, Ashford, Kent, TN25 6SZ. The information contained within this website is subject to the UK regulatory regime and is therefore primarily targeted at consumers based in the UK.
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