Rugby Professionals - Prospect Tree Mortgages Ltd.

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Mortgages for Rugby Professionals

We are experts in sourcing the best suited mortgages for Rugby Professionals. We understand the intricacies of your employment and can help you by giving you the best mortgage and protection advice.

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About Us

Marshall

Reece Marshall

Northampton Saints

A massive thank you to Prospect Tree Mortgages for their help over the past year. They made it much easier.

Stevenson

Ben Stevenson

Newcastle Falcons

Thank you for helping me remortgage my home – they made the process quick, easy and stress free.

Gjaltema

Lewis Gjaltema

Harlequins

A big shout out to Prospect Tree … they made it really easy for me and they were really reassuring and supportive.

Harris

Ben Harris

Wasps

Thanks for everything!

Ramm

James Ramm

Northampton Saints

Massive thank you to the team at Prospect Tree Mortgages. They made sure I had all the information I needed.

Steele

Scott Steele

Harlequins Rugby

Extremely helpful advice in a friendly and relaxed way. 100% comfortable reaching out to them again.

Shields

Brad Shields

Wasps/ England International

Great service and follow up has been awesome. One day turn around for a decision in principle. Great service!

Vellacott

Ben Vellacott

Edinburgh RFC

They made the process really easy and kept me updated throughout. I definitely highly recommend them.

Trenholm

Will Trenholm

Harlequins Rugby

Prospect Tree gave me a much better insight and gave me a really helpful head start on what to do right now.

Clement

Jack Clement

Gloucester Rugby

Made the process massively easy with some great communication. Bespoke, great service with constant updates.

Postlethwaite

Matt Postlethwaite

Sale Sharks

Incredibly helpful throughout. Very pleased with the product supplied and the efficiency in which they supplied it.

Collett

Connor Collett

Newcastle Falcons

Nick and Phil have been fantastic helping me get my mortgage underway. They’ve been professional all the way.

Smith

Robbie Smith

Newcastle Falcons

A massive thank you. From start to finish the process was made easy and they answered all of my questions.

Mortgages for Rugby Professionals

Prospect Tree Mortgages secure mortgages for Rugby players playing both Rugby Union and Rugby League in the UK. We also work with expatriates and foreign nationals living outside the UK that wish to finance property in the UK. We work with Rugby players with various length contracts, including players with their first professional Rugby contract.

Prospect Tree Mortgages are Independent and as such have the widest possible network of lenders able to consider lending to professional Rugby players. As a professional Rugby player, you may also have media and advertising opportunities, Prospect Tree Mortgages are able to utilise this income to assist wit your total borrowing power.

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Cricket Players income

A Rugby Players income

Like a professional footballer, a professional Rugby player will have a contract with a Club that employs them. The contract length can vary but will have a commencement and termination date.

Like a professional footballer, a professional Rugby player will have a contract with a Club that employs them. The contract length can vary but will have a commencement and termination date.
The Rugby Football Union (RFU) approved contract will stipulate the basic income. The contract will also state the basic salary and any individual and team bonuses a player may receive.
Not all lenders are happy to lend where the contract is not permanent. This excludes many sports professionals on fixed term contracts, such as professional Rugby players.

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LENDERS INCOME VIEW

How do mortgage lenders view your income

Each lender will view your income differently. We have extensive knowledge of lenders criteria and can help you find the lenders which understand how you receive your income.

As an independent Mortgage Broker with access to the entire mortgage market we work with lenders that will use 100% of the basic salary plus any bonuses received.
In addition, many of the players we work with have income from advertising and sponsorship.

It is often the case that a rugby player may have set up a Ltd company for additional income sources such as these and others. We will be able to find the right lender that will use this income in addition to your main contracted income.

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Why you need us

Why Rugby Professionals need our help

When securing a mortgage for rugby professionals we will use our knowledge and contacts to ensure we secure the best possible terms for your situation. We work on your behalf so that you do not have to take time out of your busy day to negotiate with mortgage lenders.

Prospect Tree Mortgages specialise in securing mortgages for rugby professionals. As a professional, Independent Mortgage Brokers, we have access to lenders that can be flexible with their lending criteria.
When securing a mortgage for rugby professionals we will use our knowledge and contacts to ensure we secure the best possible terms for your situation. We work on your behalf so that you do not have to take time out of your busy day to negotiate with mortgage lenders. We secure both Residential and Buy-to-Let mortgages on UK property.

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