What is an Agreement in Principle and do I need one? So you’re thinking about buying a place of your own? It’s a complicated process, knowledge is power, and it really helps if you understand the ins and outs of every aspect of the procedure properly. Here’s what you need to know about a mortgage […]

Getting a mortgage – 7 things First Time Buyers should know This is the first time you’re buying a home of your own, the first time you’ll own a freehold or a leasehold interest in a property in Britain or abroad. That officially makes you a first time buyer, and you’ll need a mortgage. So

Benefits of using a local mortgage broker in Kent With the rise of the internet and in particular social media, there are literally thousands of UK mortgage brokers online, offering a vast number of mortgage products of every type, from repayment to interest only, commercial to bridging. Although these brokers are so easily accessible there

Should I stay with my current lender or switch to a new one? If your mortgage deal is coming to an end you may find it to be an easy decision to stay with your current lender. However, they may place you on a standard variable rate which in most cases means you’ll be paying a much

Standard variable rates, it pays to switch mortgage Did you know? Doing nothing at the end of your mortgage introductory rate could cost you! If you currently have a fixed rate mortgage you should take note of when the rate comes to an end and be prepared to consider a remortgage. Doing nothing means your

5 popular mortgage types explained The vast majority of us will need a mortgage in order to purchase a property. However understanding mortgages and the different mortgage types can be overwhelmingly confusing. In this article we list and provide a simple explanation of the most popular mortgage types. We highly recommend that you speak to an

Why use a mortgage broker? Getting a mortgage is one of the biggest financial decisions you’ll make in your life, therefore it’s very important you get it right. What’s more, the mortgage market is immensely competitive, there are lots of different lenders and a range of products and rates and this can naturally create lots