HSBC Reduces Mortgage Rates: Positive News for Homeowners and Buyers! At Prospect Tree Mortgages, we’re always looking for signs of positivity in the housing market — and we’re excited to share some great news with you. HSBC UK has just announced significant reductions across almost all of its mortgage products, cutting rates by up to […]
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How Equity Release Can Support Gifting and Estate PlanningIn collaboration with Beresfords Accountants For many homeowners, the rising value of property has significantly increased the size of their estate. While this can be positive, it also means some individuals may want to explore ways to pass on wealth more efficiently. Equity release offers a practical
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Getting a Mortgage When You Work in Hospitality: Challenges and How to Overcome Them The hospitality industry is one of the most vibrant and rewarding sectors to work in. However, when it comes to securing a mortgage, many hospitality workers face unique challenges. Whether you’re a chef, a hotel manager, or a front-of-house professional, proving
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Shared Ownership: Another pathway for First-Time Buyers Entering the property market can be challenging for first-time buyers due to high property prices and needing a big deposit. The UK government’s Shared Ownership scheme offers a viable alternative, enabling individuals to purchase a share of a property and pay rent on the remaining portion. This approach
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