December 2025

The hidden festive risk of credit cards and Buy Now Pay Later

The hidden festive risk of credit cards and Buy Now Pay Later Every December, millions of people across the UK lean on credit cards and Buy Now Pay Later services to make Christmas feel a little easier. With higher living costs and stretched household budgets, it is completely understandable that many families spread payments over […]

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How the latest Budget affects affordability for UK borrowers, and why getting advice early matters

How the latest Budget affects affordability for UK borrowers, and why getting advice early matters The recent Budget has put affordability back in the spotlight for both new and existing borrowers. Even small shifts in tax thresholds, allowances and household costs can have a meaningful effect on what lenders will allow you to borrow, and

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Why getting mortgage advice early makes all the difference

Why getting mortgage advice early makes all the difference Whether you are sitting on a low fixed rate, thinking about releasing money for home improvements, or managing the extra complexity of being self employed, getting advice early is one of the smartest financial steps you can take. The UK mortgage market continues to shift, lenders

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