July 2025

There’s still plenty to be positive about in today’s Mortgage Market.

There’s Still Plenty to Be Positive About in Today’s Mortgage Market Let’s be honest—if you’ve been reading the headlines over the last year, you’d be forgiven for thinking the mortgage market is all doom and gloom. But here at Prospect Tree Mortgages, we think it’s time to shift the tone a little. Yes, it’s a […]

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Boosting Your Retirement Income with a Lifetime Mortgage

Boosting Your Retirement Income with a Lifetime Mortgage Retirement is meant to be a time of freedom. A chance to enjoy the things you’ve worked hard for—time with family, travel, hobbies, and a slower pace of life. But for many people, the reality of retirement is very different. Rising living costs, longer life expectancy, and

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Mortgage Reforms 2025: What Rachel Reeves’ New Changes Mean for Homebuyers

Mortgage Reforms 2025: What Rachel Reeves’ New Changes Mean for Homebuyers There’s been a lot of buzz recently around the government’s plans to make mortgages more accessible—especially for first-time buyers and those with modest incomes. In a major speech this week, Chancellor Rachel Reeves announced a range of reforms designed to improve access to mortgages

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Staying in Your Home: How a Lifetime Mortgage Can Help Repay an Interest-Only Mortgage

Staying in Your Home: How a Lifetime Mortgage Can Help Repay an Interest-Only Mortgage For many homeowners, especially those who took out interest-only mortgages in the late ’90s or early 2000s, the end of the mortgage term is fast approaching—and with it, a tough question: “How am I going to repay the balance and stay

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