Prospect Tree Mortgages

The return of 95% Loan to Value Mortgages! 5% mortgage deposits have returned 10/03/2021 The return of the 5% loan to value mortgage product will be welcomed by the first time buyer sector who, up until now, have been limited by lenders minimum loan to value percentages ranging from 75% – 90%, depending on employment […]

Mortgages for Professional Rugby Players 11/01/2021 Prospect Tree Mortgages secure mortgages for Rugby players playing both Rugby Union and Rugby League in the UK. We also work with expatriates and foreign nationals living outside the UK that wish to finance property in the UK. We work with Rugby players with various length contracts, including players

The challenge of obtaining a mortgage as a sports professional 22/01/2021 There are a few issues that make some lenders nervous when lending money to sports professionals, including the fact that they are deemed riskier due to shorter career lengths and the risk of injuries. All good lenders are keen to ensure that the mortgage

Interest rates are rising: Time to Act! 01/12/2020 Mortgage interest rates are on the rise. It is imperative to act now to make sure you are not paying more interest than necessary. Understanding the impact increased rates will have on monthly mortgage payments and your budget is very important and should not be ignored. The

Mortgages for Sports Professionals 21/12/2020 We work with sportsmen and women throughout the entirety of their careers. Whatever sport you play professionally, whether you are a footballer, athlete, Rugby player or professional coach, getting a mortgage can be a little more complicated than you might expect.  Our mortgage team can help you find the best

Cladding, Selling & Mortgages, a match made in… 28/12/2020 Buy to Let Different types of Valuation Preparing to sell your home this spring In June 2017, The Grenfell fire tragedy shook the country, 72 people died, and hundreds affected. Suddenly, fire safety issues impacting thousands of blocks of flats were exposed. Building controls have been

What is going on in the mortgage market? 12/06/2020 Mortgage lenders have made significant changes to the availability of their mortgage products, some lenders are even going as far as to stop any new mortgage lending. This is not limited to the smaller banks and building societies but has been across the entire spectrum including

Mapps Estates Launches in Hythe, Folkestone and surrounding areas Despite all the doom and gloom surrounding us moment, we need to remain positive. There will be light at the end of the tunnel and life has to go on. For many businesses and industries, there is an element of the unknown, but this will pass.

Equity Release – Lifetime Mortgages What is a Lifetime Mortgage? A Lifetime Mortgage is when you take out a mortgage secured on your property, provided it is your main residence, while retaining ownership. You can choose to ring-fence some of the value of your property as an inheritance for your family, you can also choose

What is Home Reversion? A Home Reversion Mortgage is when you sell part or all of your home to a Home Reversion provider in return for a lump sum or regular payments. You have the right to continue living in the property until you die, rent free, but you have to maintain and insure it.