December 2021

Interest rates are rising: Time to Act! 01/12/2020 Mortgage interest rates are on the rise. It is imperative to act now to make sure you are not paying more interest than necessary. Understanding the impact increased rates will have on monthly mortgage payments and your budget is very important and should not be ignored. The […]

Mortgages for Sports Professionals 21/12/2020 We work with sportsmen and women throughout the entirety of their careers. Whatever sport you play professionally, whether you are a footballer, athlete, Rugby player or professional coach, getting a mortgage can be a little more complicated than you might expect.  Our mortgage team can help you find the best

Cladding, Selling & Mortgages, a match made in… 28/12/2020 Buy to Let Different types of Valuation Preparing to sell your home this spring In June 2017, The Grenfell fire tragedy shook the country, 72 people died, and hundreds affected. Suddenly, fire safety issues impacting thousands of blocks of flats were exposed. Building controls have been

What is going on in the mortgage market? 12/06/2020 Mortgage lenders have made significant changes to the availability of their mortgage products, some lenders are even going as far as to stop any new mortgage lending. This is not limited to the smaller banks and building societies but has been across the entire spectrum including

Mapps Estates Launches in Hythe, Folkestone and surrounding areas Despite all the doom and gloom surrounding us moment, we need to remain positive. There will be light at the end of the tunnel and life has to go on. For many businesses and industries, there is an element of the unknown, but this will pass.

Equity Release – Lifetime Mortgages What is a Lifetime Mortgage? A Lifetime Mortgage is when you take out a mortgage secured on your property, provided it is your main residence, while retaining ownership. You can choose to ring-fence some of the value of your property as an inheritance for your family, you can also choose

What is Home Reversion? A Home Reversion Mortgage is when you sell part or all of your home to a Home Reversion provider in return for a lump sum or regular payments. You have the right to continue living in the property until you die, rent free, but you have to maintain and insure it.

Are you financially prepared for a mortgage? Applying for a mortgage successfully is not luck. There are two major factors you need to be in control of, Budgeting and unsecured debt. Taking control of these areas will help you in your mortgage application as well as in your day to day financial life.  Budget First off

What to do when your mortgages fixed rate comes to an end Not all the things on our to do lists fill us with excitement at the thought of crossing them off when completed. Reviewing your mortgage is certainly not the most exciting item for most people.For many of us, our biggest monthly expense is our mortgage

What to Expect from Prospect Tree Mortgages as Your Mortgage Advisor Whether you’re a first-time buyer, looking to remortgage, or simply want to explore your options, we’re here to help. Our Mortgage Advisors have the expertise to guide you through the process and find the right solution for your unique circumstances. Understanding Your Situation and