Prospect Tree Mortgages Ltd

Will UK interest rates continue to go up in 2022? Updated 9th May 2022 Bank of England increases Base Rate to 1% Should I remortgage before my fixed rate ends? Since the end of 2021 the UK has seen four increases to the Bank of England’s Base Rate. Firstly in December when the rate was […]

Prospect Tree Mortgages plant 100 trees with partner Ecologi By December 2020, Ecologi funded their 6 millionth tree. They noted that towards the end of the year that their tree count was accelerating and by this point they were funding one million trees per month. Now in 2022 the Ecologi community have collectively funded 34,245,963 […]

Race for space sends 2021 stamp duty tax receipt skyward Original article by Georgia Lee – 22nd February 2022 – mortgagestrategy.co.uk Stamp duty tax collected by the government totalled £15.2bn during April 2021 to January 2022, an increase of £5.3bn compared to the same period last year, according to recent figures from HMRC. “2021 was […]

EPCs: Why they are more important than ever An Energy Performance Certificate or EPC for short, is a certificate that shows how energy efficient your home is. You will likely be saying to yourself that you don’t know what one looks like, but you probably do! If you’ve ever bought a television or refrigerator then […]

Have you met our superstar mortgage brokers? Independent Mortgage Advisor Local Mortgage Brokers Prospect Tree Mortgages are independent and whole-of-market mortgage experts. Our team are focused on helping you find the best mortgage rates available to you and your unique circumstances. Once they’ve found the best suited mortgage product, they will use their expertise to […]

Prospect Tree Mortgages: Round table discussion Once a month, the team at Prospect Tree Mortgages gather round the table in our conference room to discuss and inform one-another of breaking news and changes to lender criteria. In these discussions we touch upon all factors influencing the mortgage marketplace and invite every team member to join […]

Mortgages for Entertainment Industry Professionals Prospect Tree Mortgages help many people in the entertainment industry and other creative professions find a mortgage. We appreciate the varied nature of your work and the nature of your working hours. At Prospect Tree Mortgages we aim to make things as easy as possible. We will liaise with all […]

What is happening in Ashford’s property market? If you’ve been looking to buy a property in Ashford this year, it is most likely that you have been finding it harder than you initially thought you would. With the numbers of properties available declining and the demand for property continuing to grow, buyers are having a […]

Green Mortgages: What are they, and do I need one? Why do we need Green Mortgages? Housing in the United Kingdom is said to be responsible for 23% of the country’s total greenhouse gas emissions. Couple this with Government data which suggests 60% of homes in the UK are currently rated band D or worse […]