Just people who are great at mortgages

Prospect Tree Mortgages are your local mortgage experts in Chatham, Kent. As we are totally independent we can help you compare between all of the best mortgage product available to you from across the entire marketplace.

Saving money is on everyone’s mind at the moment. Whilst most are focusing on reducing their food shopping bill or finding a better energy rate, many haven’t considered their single biggest financial commitment – we of course are talking about mortgage repayments. Prospect Tree Mortgages expertly search the market for the mortgage products which are best suited to your financial and employment status, this way you don’t pay more interest than you have to. Speak to one of our friendly local mortgage experts in Chatham today.

How can we help you?

Here for people who need mortgages

We can help clients from all types of backgrounds find the mortgage which is best suited to their goals. Whether you need the maximum mortgage loan, aspire to pay your mortgage off quickly or are struggling to find a product suitably matched to your employment then we are here to help. You can rely on our expertise and market knowledge to get the product perfectly suited to your situation and help you make the maximum amount of savings.

We have over 25 years experience helping customers with their mortgages. We use our expertise to assess our clients personal, financial and employment situation and then find the lender whose criteria best matches and offers the most favourable outcome.

This approach makes us the obvious choice for professionals looking for mortgages. Whether you are a professional sports star, a self-employed brick layer or a free-lance jazz singer what you really need is a mortgage broker who understands your employment and how lenders will consider your circumstances.

Buying a property in Chatham?

Chatham is a town in Kent which developed around the Dockyard and Army Barracks. Whilst the Chatham Dockyard closed in 1984 the naval buildings still attract thousands of tourists every year. Chatham is well connected with transport links making it a popular destination for homeowners who commute to work.

You can check for new property listings in Chatham, Kent by clicking here.

Mortgage advisors in Chatham

Matthew Lee
Phil King
Graeme Childs

Our local mortgage experts are here to help you save money on your next mortgage application. So whether you’re a first time buyer or a seasoned property investor, we are here to make sure you pay no more than you need to. We have specialists across all mortgage disciplines so if you require specialist advice we will ensure you speak to the right broker.

What our customers have to say

We are immensely proud of the 5 star reviews we have worked hard to earn. You can read our reviews online with google as well.

Important information

Choosing a mortgage advisor is a big decision. Considering a mortgage will likely be your biggest single financial commitment you want the reassurance that your application is in the best possible hands.

If you have landed on this page then you most likely searched for either Mortgage Broker in Chatham , Kent or Mortgage Advice in Chatham, Kent.

You have found Prospect Tree Mortgages as we are Kent’s local mortgage and protection experts. Whether you’re looking for First Time Buyer mortgage advice or are trying to port your existing product to a new property, we can help.

We are able to assist any customer in Chatham and the rest of the UK find the best possible mortgage product available to them and their unique circumstances.


First Time Buyers



Buy to Let

Get in touch

Prospect Tree Mortgages, Acorn Barn, Wembdon Business Park, Smeeth, Ashford, Kent TN25 6SZ

Telephone0800 8620 840


Specialist Mortgage Products

Equity Release

Large Loans

Bridging Loans

Joint Borrower Sole Proprietor

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Refer your friends and family to Prospect Tree Mortgages and we will reward you with £50 Amazon vouchers.

A mortgage is a loan secured against your home or property. Your home or property may be repossessed if you do not keep up repayments on your mortgage or any other debt secured on it. Click here to see our fee info. Think carefully before securing debts against your home or property. The financial conduct authority does not regulate most forms of buy to let mortgage. Prospect Tree Mortgages LTD is the appointed representative of TenetConnect Services Ltd, which is authorised and regulated by the Financial Conduct Authority. TenetConnect Services Ltd is entered on the Financial Services Register (www.fca.org.uk/register) under reference 150643. Prospect Tree Mortgages Ltd is registered in England and Wales under reference 10112043. Registered Office Address: Acorn Barn, Wembdon Business Park, Smeeth, Ashford, Kent, TN25 6SZ. The information contained within this website is subject to the UK regulatory regime and is therefore primarily targeted at consumers based in the UK.

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