Prospect Tree Mortgages are Independent Mortgage Experts Based in the UK. Your one-stop-shop for all of your mortgage and protections needs.
Inflation at its lowest level since 2021
The latest inflation stats from ONS for November show a fall from 6.7% to 4.6% which was more than expected. This means inflation is at its lowest level since 2021. This is good news for borrowers as it takes the pressure off the Bank of England to increase the base…
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Mortgages for Sports Professionals: The Expert Touch
Embarking on the journey to homeownership is a significant milestone for anyone, but getting mortgages for sports professionals comes with its own set of challenges and intricacies. The world of mortgages is complex, and finding the right strategy tailored to the unique financial landscape of a sports career is crucial.…
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Rates unchanged at 5.25%. Green shoots appearing?
Bank of England announcement, rates unchanged at 5.25% Following on from recent inflation figures The Bank of England have voted 6 – 3 to leave rates unchanged at 5.25%. This can only be viewed as good news and hopefully indicates that cuts may be closer than originally predicted. Fixed rate…
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Boost Employee Financial Wellness with Prospect Tree Mortgages
In today’s fast-paced world, employee wellness goes beyond just physical health and mental well-being. Financial health plays a pivotal role in overall wellness, and a secure home is a cornerstone of financial stability. HR managers are increasingly recognising the importance of addressing financial wellness among their staff, and one effective…
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The Most Common Refurbishment Mistakes Made by Landlords & Investors.
Written by Richard Poynter – Lifeboat Lettings Knowing how to manage a property refurbishment is a key skill of the landlord/investor. Whether it be a run-down property bought at auction or an existing longstanding property in your portfolio, there will come a time where you will need to plan and…
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5 year fixed rates falling under 5%.
5 Year fixed rates falling 5 year fixed rates falling as lenders announce new rates this week. Sub 5% rates released Several high street lenders have released fixed rates below 5% as inflation news filters into cheaper mortgages. Following on from better than expected inflation figures and The Bank of…
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Self-Employed Documents required for a Mortgage Application – 2022 / 2023 NOW
Applying for a mortgage as a self-employed individual in the UK can be a bit more complex than the process for salaried employees. Lenders typically require more documentation to assess your income stability and affordability. In this article, we’ll guide you through the essential documents you need when applying for…
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Interest Rates announcement. BOE holds at 5.25%…. Finally some good news
Bank of England Holds Interest Rates at 5.25% Following on from better than expected inflation figures The Bank of England have voted 5 -4 to leave rates unchanged at 5.25% bringing to an end 14 consecutive rises. This can only be viewed as good news and hopefully will be the beginning…
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Act Now for a Home by Christmas: Your Guide to a Timely Move
Dreaming of celebrating this Christmas in your new home? It’s not too late to make it happen! Buying a home can be a lengthy process, but with a strategic plan and a sense of urgency, you can secure your new home and be settled in by the festive season. In…
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House prices fall
House prices fall by 5%. Good news for First Timers and Home Movers. According to the Nationwide Building Society, houses on average have fallen by 5.3% in the 12 months to August 2023. If you’re looking to buy your first home or move up the ladder this should be seen…
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A word from our clients:
Immediately put at ease
We are first time buyers so felt quite apprehensive but we were immediately put at ease by Graeme’s friendliness and extensive knowledge about everything! He was always a quick email away if we had any questions and the whole team were so friendly to communicate with. We now successfully own our first property and would recommend Prospect Tree to anyone 🙂
Above and Beyond
Karina and Matt were great from the start, always kept us updated and made the process smooth as possible. We had a bad experience with a previous mortgage advisor and the team at Prospect Tree Mortgages went above and beyond to ensure we had a better experience with them.