Category: News
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Mortgage Focus: New Builds
Buying your first home New build mortgages First Time Buyers Here are some tips to help your New Build purchase and mortgage application run more smoothly. For expert advice, contact a Prospect Tree Mortgages expert today Buying a property is one of the most exciting purchases we make in our lives. It’s an opportunity to […]
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Mortgage Focus: CIS Contractors
Mortgage Focus: CIS Contractors 5th May 2022 CIS Mortgages Are you self-employed in the construction industry? This could make your mortgage application a whole lot easier! What is CIS? The Construction Industry Scheme (CIS) gives subcontractors the ability to present their earnings as pre-tax gross income, rather than final post-tax profit. This helps self-employed individuals […]
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300 Trees planted in the Prospect Tree Forest
300 Trees planted in the Prospect Tree Forest The entire team at Prospect Tree Mortgages would like to say a huge thank you to our wonderful customers. Because of you, we have now been able to plant 300 trees around the world. Prospect Tree Mortgages are just one of many companies who have joined Ecologi […]
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Bank of England Base Rate Rises
Bank of England raises Base rate to 13 year high 5th May 2022 The Bank of England has increased it’s base rate from 0.75% to 1%. We look at the impact this could have on mortgage borrowers in the UK As expected, the Bank of England has increased the ‘Bank Rate’ by 0.25% to 1%. […]
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Analysis Google Trends: Mortgages
Analysing Google Trends: Mortgages We take a detailed look at trending topics on Google to find out what the wider market sentiment is regarding mortgages and interest rates. Remortgages What to do when your fixed rate ends Should I remortgage before my fixed rate ends? Will interest rates keep going up in 2022? Analysing trending […]
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Mortgage News Round-up
Mortgage Headlines Round-up Bank of England increases base rate What to do when you fixed-rate ends Will interest rates keep going up? As each day passes, we are seeing more and more headlines relating to increasing mortgage interest rates. To help you get down to the brass tax, we have taken each news article from […]
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Helping your children buy a property
How to help your children buy a property Related Articles Joint Borrower, Sole Proprietor mortgages First Time Buyers Buying your first property The average age of a First-Time buyer has crept up again and now sits at 34 years old. In 2007 it was 28 and before then, in 1997 it was 26. Given this […]
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Mortgages for Police officers
Mortgages for Police Officers Mortgages for Police Officers First Time Buyers Independent Mortgage Brokers Mortgages for Police officers Applying for a mortgage often feels like a long-drawn-out process. Finding the time to organise it around a 9 to 5 job can be difficult enough, but once you add the pressures on an active police officer […]
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The Prospect Tree Forest continues to flourish
The Prospect Tree Forest continues to flourish Prospect Tree Mortgages partners with Ecologi Green Mortgages Prospect Tree Mortgages plant a tree for every new customer enquiry. Without the help of our sustainability partners Ecologi, this would not be possible. As we move away from March and into April we have totted up our new customer […]
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Rishi Sunak: Tax cuts promised but inflation remains high, and the cost of borrowing will continue to rise says the Chancellor
Rishi Sunak: Tax cuts promised but inflation remains high, and the cost of borrowing will continue to rise says the Chancellor Should I remortgage before my fixed rate ends? Will UK interest rates continue to rise in 2022? BoE increases base rate to 0.75% Following the Chancellors Spring statement, we discuss the likely implications for […]